Short-Term Property Finance, Structured With Certainty.

£1m–£3m Single Assets

£1m–£6m Portfolios & Blocks

6–18 months, deal dependent. Up to a 3-month extension.

First or Second legal charge.

Up to 70% of the lower of the 180-day value or price. Up to 75% loan-to-purchase-price on selected discounted bulk acquisitions.

New builds, light refurbishments, conversions, HMOs, blocks and rental portfolios, and mixed-use properties with a minimum 50% residential component.

Acquisition, refinance, light refurbishment, development exit and holding.

England and Wales, Prime London within the M25, and major UK cities with populations of 300,000 or more.

From 0.79% per month, retained or serviced monthly.

Personal guarantees, demonstrable cash equity, relevant residential experience, and a minimum EPC C rating or a clear pathway to achieve it following completion of the works.

£1m–£3m Single Assets
£1m–£6m Portfolios & Blocks

6–18 months. Up to 3-month extension.

First or Second legal charge.

Up to 60% commercial (180-day vacant possession value). Up to 65% semi-commercial, residential element ≥ 50%.

Office, mixed-use, hotels, hospitality, logistics/warehouses.

Acquisition, refinance, light refurbishment & capex, rolling refurbishment, development holding & stabilisation, PBSA stabilisation.

England & Wales, Prime London within the M25, Major UK cities (300k+).

From 0.97% per month. Retained or serviced monthly.

Personal guarantees. Demonstrable cash equity. Relevant commercial experience. Min EPC C or clear pathway post-works.