About Fortgate Capital
UK Real Estate Bridging Finance, Underwritten With Discipline.
Structured Around Your Requirements.
We can structure deals to your specific requirements across residential, commercial and mixed-use real estate.
£500k–£6m
Ticket Size
6–18 months
Term Length
Up to 70%
LTV Limits
Considered Credit
From the People Who Understand the Deal.
The principals underwrite every transaction. They bring direct experience of bridge and mezzanine lending to every credit decision, not advisory experience, not fund management.
That means the assessment at heads of terms reflects a genuine understanding of the deal, the structure and the exit.
And in turn this produces certainty. Because the underwriting is thorough from the start, there are no surprises during due diligence. No conditions that multiply. No re-pricing at the last minute. The process moves quickly because it was executed correctly from the start.
Who We Work With
Built for Real Estate Investors, Developers and Professional Introducers.
01
Investors and Developers Across UK Real Estate
Flexible short-term funding for a range of borrowing structures, assessed around the asset, the transaction, and the exit.
We work with real estate investors and developers who need clear, short-term funding for acquisition, refinance, development completion, or time-sensitive transaction requirements. Each opportunity is assessed around the asset, the structure, the exit route and the business plan.
02
Individuals, Companies, SPVs and Trusts
Providing bridge finance to both individuals and corporate entities, with the ability to lend across a broad range of sophisticated ownership and investment structures, including SPV’s, limited companies, trusts, funds and other bespoke entities.
Our knowledge and expertise extends beyond lending. We have a deep understanding of how and why complex structures are established and how different entities can be used to hold property assets. This enables us to quickly understand the rationale behind the structure.
03
Offshore and Overseas Borrowers
Fortgate is a specialist bridging lender focused on financing UK-based assets for offshore and overseas borrowers. Our extensive expertise lies in understanding the complexities of international borrowers and offshore ownership structures.
We provide bespoke finance to offshore and overseas individuals and corporate entities, including those using SPVs, limited companies, trusts, funds, and other bespoke structures. With a deep understanding of offshore structures, Fortgate can efficiently assess complex international arrangements and provide tailored bridging solutions secured exclusively against UK assets.
04
Brokers and Professional Introducers
We understand that introducers value a lender who can assess each opportunity thoroughly, provide clear and timely responses, and deliver with confidence on the terms agreed.
At Fortgate, every transaction is underwritten directly by our principals. The individuals responsible for assessing the opportunity remain involved through to completion, providing continuity, accountability and a streamlined decision-making process. This ensures a clear and consistent approach from initial assessment through to completion.
Our Approach
Responsive Where It Matters. Disciplined From the Start.
Thorough underwriting upfront is what makes the process clean end to end. Speed is a consequence of discipline, not a substitute for it.
Exit-first Underwriting
Every transaction begins with a documented exit route: sale, refinance, or development completion. LTVs are set to support that exit, not to maximise deployment.
The primary underwriting question is always how the loan gets repaid, not whether the borrower can service the interest. In the current market, where sale timelines have lengthened and refinance conditions have tightened, that distinction matters.
Informed by Lived Experience
Our principals have direct experience across lending, investment and development. Which informs a grounded, commercial approach to underwriting, understanding how assets perform, how deals evolve and where risk sits.
Capital Source
Fortgate Capital is backed by family offices with a specific and substantial heritage in bridge and mezzanine lending across the Middle East, Europe and the UK. Not passive investors. Operators who have underwritten and managed these transactions themselves.
Technology and Governance
The platform runs on specialist lending software built for the governance, audit and case management requirements of institutional lending. Every transaction has a complete audit trail. The reporting framework is in place from day one. The credit decision is always human and always expert. Technology supports the process. It does not drive it.
Team
The People Behind the Credit Decisions.
A senior team bringing direct experience across real estate finance, compliance, underwriting, capital markets, and asset management to every transaction.
Matthew Van Lorson
CEO
With 30 years’ experience in regulated and unregulated real estate finance, Matt brings deep expertise in deal origination, risk/loan management, and complex property structures. He has arranged over £500m in structured finance since 2017 and completed £250m across 500+ mortgages. Matt specialises in delivering robust, compliant lending solutions across diverse residential and commercial real estate assets.
mailto:mvl@fortgatecapital.com
mailto:mvl@fortgatecapital.com
Lisa Bebbington
Director
Lisa has 24 years’ experience in UK financial services, spanning regulated and unregulated environments, she brings deep expertise across operations, compliance, and real estate finance. Lisa has originated nearly £1bn in bridging loan enquiries and is skilled in KYC, AML, and infrastructure build-out, she is a relationship-driven professional focused on strategic growth, broker partnerships, and operational excellence.
mailto:lisa@fortgatecapital.com
https://mail.google.com/mail/?view=cm&fs=1&to=lisa@fortgatecapital.com
Sean Gaskell
Director
Sean is a Director of an internationally connected family office with a 25 year track record across real estate finance, capital markets and cross border structuring. With a strong history of capital raising and deal origination, he has held numerous board positions across structured finance vehicles and has extensive experience in debt capital markets, including securitisation and asset backed lending.
mailto:info@fortgatecapital.com
https://mail.google.com/mail/?view=cm&fs=1&to=info@fortgatecapital.com
Submit an Enquiry
Please provide a brief overview of your requirement and a member of the Fortgate Capital team will respond as soon as possible.
